❓ What does Term Insurance do?
It protects your family financially if something happens to you.
❓ Do you get money back?
No. It’s pure protection.
❓ Why is it cheap?
Because it only covers
❓ What does a Savings Plan do?
It protects you AND returns your money later.
❓ Do you get maturity benefits?
Yes — guaranteed savings.
❓ Why is it expensive?
Because part of your premium becomes savings.
❓ Which one should you choose?
If you want high protection → Term Insurance
If you want protection + savings → Savings Plan